August 26, 2026

Are Freight Rates Per Mile About to Hit $5? Market Factors Driving the Surge

The North American supply chain is witnessing a structural transformation. For freight brokers, navigating the post-freight-recession market is no longer primarily focused on managing seasonal supply-and-demand swings. It requires navigating a market defined by carrier failures, unprecedented legal liability, and an escalating cost baseline that surviving motor carriers must cover to stay solvent. With spot and contract rates climbing across specialized, temperature-controlled, and high-liability lanes, brokerages are increasingly asking a once-unthinkable question: Are we headed toward $5 per mile as a standard baseline for premium freight? While standard dry van freight on major corridors remains below this threshold, specialized sectors (including refrigerated transport, flatbed or oversized loads, and hazardous materials) are already testing or exceeding $5 per mile in high-risk lanes. For brokers, this rate pressure is not driven by arbitrary carrier markups. Instead, it stems from a convergence of carrier market attrition, massive court verdicts, driver pay floors, and […]
July 31, 2026

The Death of the FAAAA Shield: Why the Montgomery v. Caribe Ruling Matters for Freight Brokers

For more than three decades, the freight brokerage industry operated under a powerful legal assumption: if a motor carrier you hired was involved in a catastrophic highway accident, federal law shielded your brokerage from being sued for negligent selection.  Under the Federal Aviation Administration Authorization Act of 1994 (FAAAA or F4A), state-level laws “related to a price, route, or service” of a broker were preempted. For years, brokers successfully used this defense to dismiss personal injury lawsuits at the earliest stages of litigation. That shield is officially gone. On May 14, 2026, the Supreme Court of the United States issued a unanimous 9-0 decision in Montgomery v. Caribe Transport II, LLC.  Written by Justice Amy Coney Barrett, the landmark ruling established that state-law negligent hiring claims against freight brokers are not preempted by the F4A. The Court concluded that negligent selection claims fall squarely within the F4A’s “safety exception,” which […]
June 4, 2026

Freight Broker Insurance Cost Factors in 2026 | What Impacts Coverage Pricing?

If you are running or launching a brokerage, one of the first questions you will ask is simple: what affects freight broker insurance costs in 2026? The answer is not a flat number. Insurance pricing varies widely based on your operation, risk profile, carrier selection practices, claims history, and the types of freight you move. If you are new to the industry or evaluating your current coverage, it also helps to understand how insurance fits into broader freight risk trends. (link to “The Future of Freight: Trends to Watch in the Year Ahead”) In this guide, we break down the primary factors that influence freight broker insurance costs, including contingent cargo insurance, errors and omissions (E&O), and general liability coverage, along with strategies that can help strengthen your risk profile. Freight Broker Insurance Cost in 2026: What Influences Pricing? Freight broker insurance costs in 2026 vary significantly based on a […]
May 11, 2026

Surety Bonds vs Insurance: What Does Your Transportation Business Need?

Anxiety sweeps through the logistics world as the U.S. enters another government shutdown. Now is the time to apply lessons learned from the previous shutdown in 2025: Companies were faced with serious disruptions: employees facing furloughs, vital shipments grinding to a halt, and administrative chaos looming over every operation. Throughout this uncertainty, it is easy to overlook one critical business safeguard: maintaining continuous freight insurance coverage.
April 14, 2026

The Future of Freight: Trends to Watch in the Year Ahead

Anxiety sweeps through the logistics world as the U.S. enters another government shutdown. Now is the time to apply lessons learned from the previous shutdown in 2025: Companies were faced with serious disruptions: employees facing furloughs, vital shipments grinding to a halt, and administrative chaos looming over every operation. Throughout this uncertainty, it is easy to overlook one critical business safeguard: maintaining continuous freight insurance coverage.
March 10, 2026

Navigating Freight Insurance After a Government Shutdown

Anxiety sweeps through the logistics world as the U.S. enters another government shutdown. Now is the time to apply lessons learned from the previous shutdown in 2025: Companies were faced with serious disruptions: employees facing furloughs, vital shipments grinding to a halt, and administrative chaos looming over every operation. Throughout this uncertainty, it is easy to overlook one critical business safeguard: maintaining continuous freight insurance coverage.