transportation insurance

July 31, 2026

The Death of the FAAAA Shield: Why the Montgomery v. Caribe Ruling Matters for Freight Brokers

For more than three decades, the freight brokerage industry operated under a powerful legal assumption: if a motor carrier you hired was involved in a catastrophic highway accident, federal law shielded your brokerage from being sued for negligent selection.  Under the Federal Aviation Administration Authorization Act of 1994 (FAAAA or F4A), state-level laws “related to a price, route, or service” of a broker were preempted. For years, brokers successfully used this defense to dismiss personal injury lawsuits at the earliest stages of litigation. That shield is officially gone. On May 14, 2026, the Supreme Court of the United States issued a unanimous 9-0 decision in Montgomery v. Caribe Transport II, LLC.  Written by Justice Amy Coney Barrett, the landmark ruling established that state-law negligent hiring claims against freight brokers are not preempted by the F4A. The Court concluded that negligent selection claims fall squarely within the F4A’s “safety exception,” which […]
May 11, 2026

Surety Bonds vs Insurance: What Does Your Transportation Business Need?

Anxiety sweeps through the logistics world as the U.S. enters another government shutdown. Now is the time to apply lessons learned from the previous shutdown in 2025: Companies were faced with serious disruptions: employees facing furloughs, vital shipments grinding to a halt, and administrative chaos looming over every operation. Throughout this uncertainty, it is easy to overlook one critical business safeguard: maintaining continuous freight insurance coverage.
April 14, 2026

The Future of Freight: Trends to Watch in the Year Ahead

Anxiety sweeps through the logistics world as the U.S. enters another government shutdown. Now is the time to apply lessons learned from the previous shutdown in 2025: Companies were faced with serious disruptions: employees facing furloughs, vital shipments grinding to a halt, and administrative chaos looming over every operation. Throughout this uncertainty, it is easy to overlook one critical business safeguard: maintaining continuous freight insurance coverage.
January 23, 2026

FEMA STOS Program TSP Registration 2026: Complete Onboarding Guide

The FEMA STOS (Standard Tender of Service) program connects freight brokers and forwarders with vital disaster relief transportation opportunities. If you’re interested in transporting cargo for FEMA in 2026, it’s essential to understand the Transportation Service Provider (TSP) Onboarding process and the STOS Program requirements.  This guide outlines key information about the FEMA STOS Program and TSP Onboarding, including detailed information about eligibility and documentation to help you successfully navigate this year’s registration process. We’ve included helpful tips that can help you avoid delays and onboard more efficiently. [Table of contents – will generate a simple table of contents for this blog so users can skip to helpful sections Intro to FEMA ] Who Can Participate in the FEMA STOS Program? Transportation Service Providers (TSPs) include freight brokers, forwarders, and carriers who partner with FEMA to support emergency response operations. The FEMA Standard Tender of Service program enables TSPs to […]
September 22, 2025

Cargo Theft on the Rise: Why Cyber Liability Insurance Is Critical for Brokers

Digital Theft Is Rising. Are You Covered? In 2023, reported cargo theft in the U.S. topped $1 billion for the first time. According to NICB and CargoNet, incidents rose 27% from the year before, and things aren’t slowing down. Losses are expected to jump another 22% by the end of 2025. Criminals are getting smarter, using fake carrier identities, spoofed emails, and hacked dispatch systems to steal freight remotely. Cybercrime can be a major setback for businesses without cyber liability insurance. If you’re a freight broker or forwarder, you’re already juggling tight margins, complex compliance, and demanding shippers.  But here’s the kicker: most brokers still don’t have protection against today’s biggest risk, cybercrime. Freight Crime Has Gone Digital Cybercriminals are targeting freight and logistics more than ever. IBM’s latest report showed the transportation industry ranked as the fifth most attacked sector in 2024, up from eighth the year before. Why? […]
June 23, 2025

Understanding Transportation Insurance for Freight Brokers

Freight brokers have an important role in connecting shippers and carriers. Proper transportation insurance coverage is critical for a broker’s success: carrying the right transportation insurance ensures compliance and protects the freight broker’s business, clients, and carriers from expensive liabilities.  Without the right coverage, there is a higher risk of major financial losses from denied claims.  Why Insurance Matters for Freight Brokers Unlike carriers, brokers don’t physically handle freight, but they still face liability if something goes wrong. If a carrier’s insurance denies a claim due to negligence, inadequate coverage, or insolvency, the broker could be held financially responsible. That’s why understanding different types of insurance, coverage limits, and risk management strategies is non-negotiable. Key Types of Transportation Insurance How Freight Brokers Can Mitigate Risk Verify Carrier Coverage  To protect their business from costly claims, freight brokers must take a proactive approach to risk management. The first line of defense […]