General Liability

Secure your business with General Liability insurance. Comprehensive coverage to protect against accidents, injuries, and damages.

January 23, 2026
Truck driving through flooded area after heavy rainfall.
January 23, 2026
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FEMA STOS Program TSP Registration 2026: Complete Onboarding Guide

The FEMA STOS (Standard Tender of Service) program connects freight brokers and forwarders with vital disaster relief transportation opportunities. If you’re interested in transporting cargo for FEMA in 2026, it’s essential to understand the Transportation Service Provider (TSP) Onboarding process and the STOS Program requirements.  This guide outlines key information about the FEMA STOS Program and TSP Onboarding, including detailed information about eligibility and documentation to help you successfully navigate this year’s registration process. We’ve included helpful tips that can help you avoid delays and onboard more efficiently. [Table of contents – will generate a simple table of contents for this blog so users can skip to helpful sections Intro to FEMA ] Who Can Participate in the FEMA STOS Program? Transportation Service Providers (TSPs) include freight brokers, forwarders, and carriers who partner with FEMA to support emergency response operations. The FEMA Standard Tender of Service program enables TSPs to […]
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July 10, 2025
July 10, 2025
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Law Enforcement to Target Commercial Vehicles During CVSA’s Operation Safe Drivers Week

Understanding Operation Safe Driver Week 2025 Each July, the Commercial Vehicle Safety Alliance (CVSA) rolls out its highly anticipated Operation Safe Driver Week. It’s not just another annual campaign. It’s a strategic, nationwide enforcement initiative targeting risky driving behaviors by all drivers (commercial and passenger vehicles alike). Backed by the Federal Motor Carrier Safety Administration (FMCSA), this operation is designed to reduce crashes, injuries, and fatalities involving large trucks and buses. For 2025, the CVSA is zeroing in on two behaviors: reckless driving and careless driving. Truckers, fleet managers, and owner-operators should expect increased roadside inspections, heightened enforcement presence on major freight corridors, and a laser focus on unsafe driving habits. Why This Week Matters to Commercial Drivers Commercial vehicle drivers are already held to higher standards on the road. During Safe Driver Week, those standards are put to the test. Law enforcement officers across North America will be watching […]
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June 23, 2025
June 23, 2025
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Understanding Transportation Insurance for Freight Brokers

Freight brokers have an important role in connecting shippers and carriers. Proper transportation insurance coverage is critical for a broker’s success: carrying the right transportation insurance ensures compliance and protects the freight broker’s business, clients, and carriers from expensive liabilities.  Without the right coverage, there is a higher risk of major financial losses from denied claims.  Why Insurance Matters for Freight Brokers Unlike carriers, brokers don’t physically handle freight, but they still face liability if something goes wrong. If a carrier’s insurance denies a claim due to negligence, inadequate coverage, or insolvency, the broker could be held financially responsible. That’s why understanding different types of insurance, coverage limits, and risk management strategies is non-negotiable. Key Types of Transportation Insurance How Freight Brokers Can Mitigate Risk Verify Carrier Coverage  To protect their business from costly claims, freight brokers must take a proactive approach to risk management. The first line of defense […]
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December 13, 2022
December 13, 2022
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Amazon Relay – Insurance Requirements

Are you looking to broker freight for Amazon? Consider learning more about Amazon Relay, enabling carriers to tap into its network and technology to grow transportation businesses. Being part of Amazon Relay side of operations allow some carriers some degree. Participants are required to access the Amazon Relay mobile app, which gives details about the status of their current loads, any delays on the road, plus general navigation focused on tractor-trailers. Amazon Relay Program Because the Amazon brand is all about quality and speed, the Amazon Relay program makes sure that all carriers hauling Amazon-owned trailers have high levels of safety and performance, starting with compliance with various safety, Department of Transportation, and other insurance requirements. Drivers also must focus on being on time and being consistent about it.  They can also monitor their progress over time in order to hopefully increase their performance. Amazon Relay Requirements The following conditions […]
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January 3, 2022
January 3, 2022
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Roadmap to Success – Why not make this the year to market yourself to more shippers?

Very few businesses can grow – let alone sustain themselves – without being well-organized and well-structured to achieve your priorities in any given year. Strategic and tactical planning have never been more important as they are going into 2022. Being organized is the key to planning to do some new things in 2022. And now’s the time to consider those new twists for the new year. Sometimes, even a small shift can mean new business. You’ve probably been thinking about a few new opportunities over the last few months; now is the time to get serious and make them happen. A prominent question on the minds of many freight brokers is a simple one: What can increase business? PFA Transportation Insurance & Surety Services is always exploring this key question for many freight brokers: “How can I make my company more desirable to Shippers?” One of the primary protections for […]
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December 30, 2020
December 30, 2020
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Be Prepared to Pivot in 2021

As we said last year at that this time, failing to plan is planning to fail. Very few businesses can grow – let alone sustain themselves – without being well-organized and well-structured to achieve your priorities in any given year. Strategic and tactical planning have never been as important as they are going into 2021, where having some security in the face of continued uncertainty on several fronts is something to build on for Freight Brokers, Motor Carriers and others in the transportation sector. Being organized is the key to planning to do some new things in 2021. Sometimes, even a small shift can mean new business. You’ve probably been thinking about a few new opportunities over the last few months; now is the time to get serious and make them happen. A prominent question on the minds of many Freight Brokers is a simple one: What can increase business? […]
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December 30, 2020
December 30, 2020
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Becoming a FEMA-Approved Transportation Service Provider – 2021 Program Year

Registration for the 2021 Program Year is now open! The FEMA Tender of Service Program serves as the gateway for Transportation Service Providers (TSPs) wishing to do business with FEMA. Consider this registration window (open until 2/12/2021) as an opportunity to be part of the FEMA transportation team. You can participate as a Freight Broker and/or Motor Carrier if you have an active FMCSA registration of either type of transportation operation. FEMA’s carrier selection process has specific requirements, including qualification of drivers, which add duties that are atypical to a traditional brokered load. Please read and understand those duties in order to be compliant. It is in your best interest to do your due diligence thoroughly and follow all FEMA requirements exactly; otherwise, your future payments could be jeopardized. One of the FEMA TSP requirements is a $300,000 limit for cargo insurance. PFA’s Insurance Team has several options to help transportation […]
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August 3, 2020
August 3, 2020
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The Need for Commercial General Liability Insurance Explained

Why Commercial General Liability Coverage? The answer is simple: To satisfy contracts! General Liability Coverage This isn’t just insurance speak, but it’s an opportunity to have a quick reality check. And that reality is that shipping contracts are including General Liability in the insurance requirements with greater frequency. Landlords and affiliated businesses also require this in the agreements that you’ll encounter as your brokerage expands. The PFA Insurance Team can help you address the contractual terms and all those ‘odd’ insurance requirements. Don’t stress when asked about ‘additional insured, waiver of subrogation, primary non-contributory’ because we’ll help you get them added too. Cyber Coverage Requirements One more reality of today’s commerce and industry is that the thieves can’t always be seen. They are digital, electronic, and remote in their tactics. Due to this threat, some contracts now include cyber coverage requirements. The best coverage tends to be found in specialized […]
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March 31, 2020
March 31, 2020
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Fueling Up – A Supply Chain in Flux

Adversity brings out the best in many of us. That will be counted on in the coming months as we adapt to the challenges of the COVID-19 crisis.  Those of you focused on the restaurant industry, for example, may need to shift gears to supporting the demand being faced by grocery stores, pharmacies and health food stores. There will be a slowdown – at least for the short term – in many products and services considered non-essential and a huge spike in those more essential to public health and safety. Are there competitors who could become collaborators? Could you team up on some opportunities with companies that are rivals? Or, are there trade-offs that you could make with other Freight Brokers or Motor Carriers? Are you built to be part of the solution in working with various levels of government and the health care sector? Are there ways in which […]
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